There are good Credit Cards in the financial markets. There are also evil Credit Cards lurking and waiting to attack. Today, Debt Warriors give you a sure-fire way to spot a good Card, and avoid Sub-Prime Credit Cards.

Primary (Prime) Credit Cards, have interest rates under 12%.  Primary Cards offer good service and great lending experiences.

Primary Credit Cards Include:

American Express
•Credit Unions
•Discover (direct)
•Master Card (direct)
•Visa (direct)

*Brief Note: “Direct” means directly from the Credit Card Company.
Sub-Prime Credit Cards Include:

All Store Cards
•All Bank Cards
•All High Interest Cards
•All Secured Cards

Sub-Prime (Secondary) Credit Cards have high introductory interest rates. Often ranging from 18 – 29.99% .

Many Secondary Credit Cards say in writing, that interest rates on that card will never go lower than the introductory rate. So, if you start with 24.95% interest on a Sub-Prime Credit Card – be warned,  the rate will never be lowered.

Don’t be tricked into staying in a Secondary Credit Card. Read the fine print. Or call the Debt Warriors Help-Line, and we can tell you if you Credit Card is Prime or Sub-Prime.

If you need help getting out of a Sub-Prime Credit Card, feel free to call the Debt Warriors Help-Line. We may be able to help you get into a “Prime” Credit Card.

Call toll-free: 866-576-4996


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