Win $1,000 When Debt Collectors Threaten You

You Can Win money for debt collector harassment

Eastern District of  Texas Feb. 17, 2011

Zach Perry filed a law suit against debt collector NCC Business Services.

Mr. Perry  (the plaintiff) is seeking an award of  $1,000 statutory damages for each violation and punitive damages.

Mr. Perry alleges that the debt collector harassed him by calling his work and cell phone.  The debt collector threatened to run Mr. Perry’s credit report without his authorization which could be a violation of the Fair Credit Reporting Act (FCRA).

You Can Win $1,000 Too When Debt Collectors Threaten You

If you’ve been getting collection calls at your home or cell phone think of it as a game…a Contest where you can WIN at least $1,000 in damages. Like any game…you have to know the rules of play. You can’t simply rely on luck. Knowing the rules helps you detect when a debt collector has violated them.

Although Debt Warriors don’t practice law…we have witnessed consumers winning over $7,000 in court. You can do the same. There are Federal Consumer Protection Laws that allow Americans to defeat debt collectors and claim cash at the same time.

“All it takes is faith, courage knowledge and action”

Operation One: Stop Debt Collector Harassment

If you feel you have been harassed by debt collectors. The only way to win is to fight back! Mr. Perry is fighting back and at the very least he will stop debt collector harassment. He has requested a trial by Jury and his evidence may show that the NCC Business Services must pay for each violation of Mr. Perry’s Rights under various Consumer Protection Laws.

The Debt Warriors Arsenal informs you how to fight back and protect yourself before you can enter to claim your share of winnings from the debt collector.

Zach Perry requested the debt collector (NCC Business Services) to ‘verify’ or ‘validate’ the alleged debt.

Mr. Perry alleges that NCC failed to grant Mr. Perry’s request. Now NCC Business Services may pay for not respecting Mr. Perry’s Rights.

“Validating the Debt” is a step-by-step process that must be done the right way…the first time. If a Debtor (Consumer) hopes to claim their $1,000 in damages they (you) can not afford quess-work. That’s why the Debt Warriors Arsenal dedicates the first video to the process of Debt Validation.

Operation One: Stop Debt Collector Harassment is a 10 minute video course that comes with step-by-step instructions for validating debt. This video will show you how to stop collector harassment on-demand. You’ll also get our iron-clad CCDV Letter which will show you how to properly request validation and verification of the alleged debt.

If you’ve been harassed by a Debt Collector, you may have $1,000 of unclaimed funds. But before you can collect you’ve got to protect yourself. Learn how with Operation One: Stop Debt Collector Harassment.

FTC 2010 Report Warns: Debt Collector Harassment Getting Worse

FTC Chart shows rise in Debt Collection Complaints

(the FTC chart above shows the rise in debt collection harassment from 2007 to 2009)

Debt Collection Terrorist are notorious for their repeated phone calls,fear tactics, and underhanded tricks. But according to the 2010 Federal Trade Commission (FTC) Congressional Report on the Fair Debt Collections Practices Act (FDCPA), complaints about Debt Collection Terrorists have soared by 50% since 2009.

The FTC / FDCPA  2010 Report  Found More Shocking Statistics Including:

• Complaints of Debt Collectors using obscene language is up 35%
• 2,517 incidents of a threat or actual use of violence by Debt Collectors
• 9,632 complaints, asserted that collectors demanded interest, fees, or expenses that were not owed (such as collection fees, late fees, and court costs)

What’s more shocking is that complaints about Debt Collector Harassment are set to rise another 13% in 2010. It’s estimated that Debt Collection Harassment in 2010, will rise by 63%, over 2009 levels. You can review the entire Federal Trade Commission 2010 Report to Congress. Click here to open the full FDCPA report in a new tab or window.

Are You Being Harassed By Debt Collection Terrorists?

Debt Warriors believe you should be prepared and not scared of Debt Collection Terrorist. That’s why Debt Warriors have produced the ultimate weapon to help you defeat dirty Debt Collection Terrorists. The video below explains more about the Debt Warriors Arsenal.

Stop Debt Collection Harassment: Order Your Debt Warriors Arsenal

OPERATION ONE: “Stop Debt Collector Harassment” Video Course ($50 value)

Right out of the box, the DEBT WARRIORS ARSENAL™ will show you how to stop all harassment by Debt Collectors and FORCE them to prove that you owe what they claim you owe.

You may not owe  anything to the Debt Collector. And there is NO reason why you should be hounded and harassed (for the debt) even if you do owe!

In OPERATION ONE Debt Warriors will show you,  step-by-step,  how to stop greedy and mischievous Debt Collectors from lying, terrifying and embarrassing you at home, work, or with friends and relatives .

It makes no sense to pay a bill that you don’t legally owe.

In OPERATION ONE, you’ll be coached step-by-step through the process of Debt Validation to make the Debt Collection Terrorist, put up the proof  (that you owe) or shut up and leave you alone!

“Cease Communications and Debt Validation Letter.” [C.C.D.V. LETTER]

($50 value)

Did you know that with one easy to “customize and send” letter, you can stop all telephone harassment by Debt Collectors on Demand? Under the Fair Debt Collection Practices Act, you have the right to sue a Debt Collector for harassing you. I’ve seen it done in Court and trust me, it does work!

If you’re willing to learn and use your rights, this form alone will save you years of time, worry and stress.

Don’t let the Debt Collection Terrorist win? You can defeat Debt Collectors and stop the harassment yourself. The Debt Warriors Arsenal shows you how. Click here to learn how to stop Debt Collector Harassment.

Have You Been Harassed By A Debt Collection Terrorist In The Past?

If you’ve been harassed by a Debt Collector, tell us your story by leaving a comment below.

Debt Management: Top 3 Debt Collection Scams And How To Avoid Them

Federal Trade Commission Claims Debt Collection Complaints are on the Rise

FTC Top 3 Debt Collection Complaints.

1. Falsely stating the Character, Status and Amount of Debt

2. Multiple Calls (often from different numbers)

3. Refusing to send written notice

ABC NEWS Reports Shocking Rise In Collection Complaints

According to ABC NEWS 15, NCO Financial is one of the leading Debt Collectors  in the United States.  Debt Warriors have battled NCO Financial (Collections) for our Clients. – with major victories.

When a Debt Collector calls it may be a Scam.

Most times, when a Debt Collector calls, they are hoping to scam the Consumer.  Debt Collectors will lie, cheat and steal from anyone to meet their Collection Quota for that month.

It does not matter if the “Debt Collection Terrorist” has their facts correct.  The facts are often an inconvenient truth for a Debt Terrorist.

How to Avoid a Debt Collection Scam.

1. Hang up the Phone.

It’s not against the law to hang up on a Debt Collector.  If the Collection Agency respects your Rights they will send you a notice of their intent to collect in writing.

Before talking to a Debt Collector, you should know if the Debt Collector even has the Right to call you to collect on the Debt.  Just say, “put in writing” then hang up the phone.

2. Fight Back! Validate.

Debt Terrorist are desperate Vultures.  Debt Terrorist are willing to make a quick buck off of your financial misfortune.   Don’t allow these scum-bags to defeat you.  Instead, fight back.  “Validate” the Debt.

In Operation One, “Stop Debt Collector Harassment”, Debt Warriors take you step-by-step to Validating the Debt that’s in the hands of a Debt Collection Terrorist.

Please be warned? Many people in the Media are suggesting that a Consumer “Verify” the account.  Verifying and Validating are two different things.  Don’t settle for a Verification, it’s usually just a print-out of the record that the Debt Collector sent to the Credit Bureau’s. Instead Validate the Debt.

The Debt Warriors Arsenal, Video Tutorial shows you how to Validate the Debt like an expert 🙂