Debt Collectors Suing Credit Card Debtors Often Lack Correct Documents

Imagine your Credit Card Company suing you? Now picture them suing you without the right documents? You may ask, ‘Does this really happen”. Yes, it does more often than you’d guess. CreditCards.com reports a rise in Credit Card Debt law suits in California, Nevada and Florida. What you may find startling is that often the [...]

Despicable Collectors Use New Trick Called Debt Tagging

Despicable Debt Collectors are using a new trick called “Debt Tagging” What is Debt Tagging? It’s the act of matching an account with any Debtors (Consumers) name that just happens to be the  same. How does Debt Tagging work? Here’s how: The Junk Debt Buyer (JDB) purchases an account The  JDB locates all people with [...]

Consumers Can Repair Their Own Credit With Help From The FCRA

Have you ever heard of the Fair Credit Reporting Act (FCRA)? The FCRA is a U.S. Federal Law that regulates the collection and use of consumer credit information. Under the FCRA, the Big 3 Credit Bureaus have the responsibility to: Provide information regarding what is contained on the Consumers Credit Reports Investigate Consumer Credit Disputes [...]